Insurance

Cover that pays out, and someone who chases it.

Cashless treatment at hospitals in the network, so you are not paying up front
We file the claim for you and chase the insurer until it settles
Money back if your visa is refused and the trip cannot happen
Quick quote
Estimated premium₹841

What each plan covers

BenefitEssentialPlusComplete
Medical expenses
Hospital, treatment, evacuation
$50,000$100,000$250,000
Trip cancellation
Illness, bereavement, visa refusal
—₹2,00,000₹4,00,000
Baggage delay
After 6 hours, on receipts
$100$300$500
Baggage lost
Checked in, per traveller
$500$1,000$2,000
Flight delay
After 6 hours
—$200$500
Passport lost
Replacement and emergency travel
$250$300$500
Adventure sports
Skiing, diving, trekking to 4,000m
——Included
Gadget cover
Phone, laptop, camera
——₹1,00,000

Making a claim

01Call before you payOne call and we confirm whether the hospital can bill the insurer directly.
02Photograph everythingBills, prescriptions, the police report, the airline's delay slip.
03We file itWe complete the claim form, attach the file and submit on your behalf.
04We chase itWeekly follow-up until it settles, and we tell you what we hear.

What isn't covered

— A condition you already had and did not declare before buying— Anything that happens while drunk or on unprescribed drugs— Cancellation because you changed your mind, or work would not grant leave— Cash, jewellery and anything left unattended in a public place— Countries under a government travel advisory at the time you fly
Buy this cover